Protection
Most people buy Insurance for the things they value, their House, Car, Pets, Mobile Phone; the list is endless. Unfortunately many people fail to insure what is the most important thing, “Themselves”
Regrettably life is not as predictable as we might like, bereavement, major illness, or serious accidents can easily threaten our financial security.
How would you or your family survive if your income ceased tomorrow, would they have the life they live now if you weren’t around?
Peace of mind is priceless, protection doesn’t have to cost the earth, but having the right protection plan in place is vitally important for your family and loved ones.
Life Assurance
This is commonly known as term assurance; it can be purchased in single or joint names with flexible levels of cover. Our advisers will take the time to explain the differences and which type is best suited to you and your family’s needs.
Critical Illness Cover
Critical illness cover pays out a cash lump sum if you’re diagnosed with one of a number of listed critical illnesses. We will happily explain the key differences between the different types of plan.
Income Protection
Income protection pays out if you’re unable to work due to sickness or accident. You choose the level of monthly income you would need, and the plan will pay that amount to replace your lost earnings. Income Protection is a key protection product that most working adults should consider.
Business Protection
Whether you are a sole trader, a partnership or a larger company we can show you how to make provision to protect your business interests ensuring peace of mind for you, your family, and your business partners.